Flexible Financing for ADU in Dallas
An ADU, garage conversion, or home addition is a serious investment, and nobody should have to drain savings or wait years to add square footage to their Dallas property. Lodgewick ADU Dallas keeps the payment side straightforward. Call (361) 204-4652 and we’ll walk you through which option fits your budget before a single board is ordered. No pressure, no mystery terms, just a plain conversation about what the build costs and how to pay for it over time.
Payment Options We Offer
Financing Plans Through Trusted Lenders
We work with a network of lenders who specialize in home improvement and ADU construction loans. The rates and terms vary by applicant, so we won’t quote you a generic APR that doesn’t apply to your situation. What we will tell you is how much the project costs, and then we’ll connect you with a lender who can structure payments over a term that makes sense for your monthly budget.
Major Credit and Debit Cards
Plenty of Dallas homeowners put a portion of their ADU project on a card, especially for smaller garage conversions or phased work. We accept all major credit and debit cards. If you’re earning points or cash back on a card you already use, this is a simple way to make progress on the build while keeping your cash flow intact.
Cash and Check
Some clients in Lakewood and Preston Hollow prefer to pay outright and be done with it. We accept cash and check with no processing fees and no penalty for paying in full. If you’re selling a property and plan to build an ADU on the new one, cash payment keeps the paperwork minimal.
Up-Front Written Pricing Before Work Starts
Whatever payment route you choose, you’ll never wonder if the number changes halfway through. The Kingswell Way means we say the price before the work, in writing, every time. That written price includes your ADU scope, materials from brands like Abodu, Cover, Dvele, or James Hardie, and our workmanship. If something changes during the build, you’ll approve any adjustment in writing before we proceed. We don’t surprise people at the end of a project.
Simple Application Process
Getting a payment plan in place isn’t a week-long paper chase. First, call (361) 204-4652 and tell us what you’re planning, whether that’s a detached ADU in the backyard, a garage conversion, or a second-story addition. We’ll give you a ballpark range on the phone so you’re not flying blind. Second, we’ll set up a quick pre-qualification conversation with one of our lending partners. That usually takes about ten minutes and tells you what financing options are actually available based on your credit profile. Third, you pick the plan that fits and we schedule the build. That’s the whole process. No stacks of paperwork, no waiting two weeks for an answer.
Frequently Asked Questions
Yes. We connect Dallas homeowners with lenders who specialize in ADU construction and home improvement loans. The exact terms depend on your credit and the project scope, but financing is available on nearly every build we do, from a 400-square-foot studio to a full two-bedroom addition. Call (361) 204-4652 and we’ll explain how financing works for your specific project.
You’ll need basic information: proof of income, a rough idea of your credit score, and details about the property where the ADU will be built. The pre-qualification conversation with our lending partners typically takes about ten minutes. No tax returns for the last seven years, no binder of bank statements. Just enough to confirm what you qualify for and what your monthly payment might look like.
No. Estimates are free. We’ll come out to your Dallas property, walk the lot, talk through what’s possible under local setback and code requirements, and put a written price in your hands. You don’t owe us anything for that visit, and you’re under no obligation to move forward. Call (361) 204-4652 to schedule yours.
Yes. If we’re running a promotion on garage conversions or a specific ADU brand like Boxabl or Plant Prefab, that pricing still applies when you finance the project. Your lender sees the same written price you do. There’s no penalty for using financing instead of cash, and we’ll make sure the paperwork reflects the correct total before you sign anything.
Written by Russ Delmar, Owner at Lodgewick ADU Dallas, serving Dallas homeowners with ADU builds, garage conversions, and home additions since 2010.
